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The best part? Thanks to our award-winning Best Rate Guarantee, you’ll always get the highest rate available, even once you’re a Ford Money customer. That means less time thinking about savings, more time living life.
¹ Account closure, withdrawals and transfers out are permitted. However, a Term breakage charge* will be applicable if we are instructed to carry out your request within the Term. See the Product Terms and Conditions for further information.
A table detailing the rates we have historically offered on each of our products and the dates these were applicable is available as a downloadable PDF here.
These three questions can help you quickly decide which kind of product may be best for you.
Variable rate products let you make unlimited withdrawals without penalty. Fixed rate savings products don’t allow early access. Fixed rate ISAs apply term breakage charges if you access your money or close your account before the term ends.
This can influence the savings product you choose. For instance, deposits into variable rate products can be as little as £1. Fixed rate products need £500 or more, and you’ll enjoy a fixed rate of interest for a set term.
Interest on savings may now be tax-free (£1,000 for basic rate taxpayers, £500 for higher rate taxpayers), but there are still advantages to holding ISAs that can help you maximise your tax-free interest.
Gross interest is the annual rate of interest you'll earn from a savings account before tax is taken off.
AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest were paid and added to your account each year.
Tax-free means you are exempt from UK Income Tax.
Tax treatment is dependent on the personal circumstances of each customer and may be subject to change in the future.
This is a charge or loss of interest applied if you make a withdrawal from a Fixed ISA product.
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Ford Money is a trading style of FCE Bank plc. which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 204469. Registered in England and Wales under registration number 772784 with registered address at Arterial Road, Laindon, Essex, England, SS15 6EE. Please do not contact this address for customer servicing. For ways to get in touch please visit 'Contact Us'.
You can confirm our registration on the Financial Services Register or by contacting the FCA on 0800 111 6768.
